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Protect your interest rate during construction
Rates may go up, but they won’t go up during construction with our builder rate cap program! With Countrywide’s builder rate cap program, not only are our borrowers’ rates protected, they may, in fact, go down. Build with confidence with up to 18 month lock-in terms.

There’s fast. And there’s FAST AND EASY.
Now there are more reasons than ever to talk to Countrywide for your home financing needs. Our FAST & EASY loan streamlines the application process, eliminates most of the typical paperwork.


Types of Loans

Description

Fixed Rate Mortgage

Interest rate remains constant over term of the loan

Adjustable Rate Mortgage

An interest rate that fluctuates over time

Balloon Mortgage

Principal and interest payments remain constant

Conventional Mortgage

Not obtained under a government program. Conforming and Jumbo loan

Equity Mortgage

Market value of property minus obligations

Home Equity Lines of Credit

Second Mortgages with up to 100% financing No closing cost options

Fixed Rate Second Mortgage

Less then 20% down? No problem, no need for mortgage insurance.

FHA Mortgage

A Federal Housing Administration (FHA) insured loan. Perfect for first time homebuyers.

VA Mortgage

A loan guaranteed by the Veterans Administration (VA).

Interest Only Mortgage

Low monthly payments-maximize your cash flow.

80/20 100% Mortgage

100% financing with no mortgage insurance

Construction/Renovation Mortgage

Financing options for new and existing home construction projects

Construction to Permanent "CP"

Mortgage features a one-time close for lot acquisition, funding fro construction and a modification to permanent loan, saving you money on closing costs

Stated Income Mortgage

Perfect for the self employer borrower who can not document income

Stated Asset Mortgage

Assets to close do not need to be documented

Investor Mortgage

Borrowers who are purchasing rental property

Second Home Mortgage

Single family, Town homes, and Condo financing


© 2005 HF Payne Construction, Inc.